Click here to download the 2009-2010 Health & Dental Reference Guide.

Taking Care of You

Making Health Care Affordable:

To help students pay for the health services they need, student health and dental  plans were put in place by your student government. For many students, paying for these services can lead to financial hardship, while others can't afford them at all.

Comprehensive- All Year:

Not only do these Plans provide confidential and comprehensive benefits while at school, the AMS Health Plan also provides complete and unlimited out of country coverage for the whole year (1 Sep to 31 Aug) including the time that you are not at the University (even if you are travelling overseas during the summer after your academic year).

Filling The Gap:

A growing number of important health-care services are not covered by provincial medicare (i.e. OHIP). The AMS Health & Dental Plans  supplement ( but do not replace) your provincial medicare (or UHIP) and may be used to co-ordinate benefit coverage with other supplementary health and dental coverage that you may have, thereby further reducing your costs.

Covered By Another Plan?

Weigh the Costs and Benefits:

Being enrolled as a dependant in a parent or spouse’s employee benefit plan usually requires your family member to pay additional costs. The AMS Plans may provide better value. You can also combine it with your other plan to maximize your overall coverage - up to 100% - and eliminate out-of-pocket costs.

Planning Travel, a Work Term, or Exchange Abroad?

Other plans offer limited to no travel health coverage and they will not cover you for a 4-month term. The AMS Health Plan not only travel benefits for 120 days per trip, $5,000,000 per incident, as well as trip cancellation and trip interruption but as well provides for coverage for the duration of internships/exchanges and for 120 days afterwards.

For all the detailed information about the  Health & Dental Plans, coverage, fees, prescription drugs, dental care, travel health coverage, health practitioners, vision care, and more see the 2009-2010 AMS Health and Dental Plans Reference Guide.