AMS Health & Dental Plan
Taking Care of You
Making Health Care Affordable:
To help students pay for the health services they need, student health and dental plans were put in place by your student government. For many students, paying for these services can lead to financial hardship, while others can't afford them at all.
Comprehensive- All Year:
Not only do these Plans provide confidential and comprehensive benefits while at school, the AMS Health & Dental Plan also provides out of country coverage for the whole year (1 Sep to 31 Aug) including the time that you are not at the University (even if you are travelling overseas during the summer after your academic year).
Filling The Gap:
A growing number of important health-care services are not covered by provincial medicare (i.e. OHIP). The AMS Health & Dental Plans supplement ( but do not replace) your provincial medicare (or UHIP) and may be used to co-ordinate benefit coverage with other supplementary health and dental coverage that you may have, thereby further reducing your costs.Full information can be found on the Student Care website, through the 2011-2012 Health & Dental Reference Guide or through the 2010-2011 Health & Dental Reference Guide (for information on last year's coverage).
Covered By Another Plan?
Weigh the Costs and Benefits:
Being enrolled as a dependant in a parent or spouse’s employee benefit plan usually requires your family member to pay additional costs. The AMS Plans may provide better value. You can also combine it with your other plan to maximize your overall coverage - up to 100% - and eliminate out-of-pocket costs. You can also extend your coverage to your children or spouse, combining with any coverage they may already have. You can download the application to extend coverage to a child or spouse here.
The AMS Health & Dental Plan is a mandatory student fee unless you are covered by another plan.
The Opt-Out period for 2012-13 will be September 4th to September 21st. Check back on our website as of then to Opt-out.
Planning Travel, a Work Term, or Exchange Abroad?
Other plans offer limited to no travel health coverage and they will not cover you for a 4-month term. The AMS Health Plan not only travel benefits for 120 days per trip, $5,000,000 per incident, as well as trip cancellation and trip interruption but as well provides for coverage for the duration of internships/exchanges and for 120 days afterwards. To apply for supplemental coverage, download the application here.
For all the detailed information about the Health & Dental Plans, coverage, fees, prescription drugs, dental care, travel health coverage, health practitioners, vision care, and more see the 2011-2012 Health & Dental Reference Guide.