AMS Health & Dental Plan
Welcome to Your Plan!
To help students pay for the health services they need, a collective health and dental plan has been put in place by your student association. This group Plan is unique in that it helps fill the gaps in provincial health care, while offering coverage that is competitively priced. The coverage includes health, dental, vision, and travel benefits. Wherever you choose to go for healthcare services in Canada, you can get coverage for what matters.
Since its inception, the Plan has saved its members millions of dollars and has helped thousands of students. As a full-time undergraduate student at Queen’s University and a member of the Alma Mater Society (AMS), you’re automatically covered by the AMS Health & Dental Plan. To minimize paper use and its impact on the environment, this document provides a basic outline of the coverage available to you through your student Plan. A complete list of benefits and details is available at www.ihaveaplan.ca. If you'd like more information on your coverage, you can also contact the StudentCare member services centre at 1(877) 795-4420
This is your Plan and it's a fair, accesible, and sustinable one. Use it and take advantage of all it has to offer here and abroad.
Best of luck for a safe and healthy year.
Kanivanan Chinniah, Kyle Beaudry, Catherine Wright
Your Health & Dental Plan at a Glance
Group Name: AMS Health & Dental Plan
Group Number (Health & Dental Benefits): 22275
Insurance Company (Health & Dental Benefits): Sun Life Assurance Company of Canada (Sun Life)
Group Number (Travel Benefits): 97180
Insurance Company (Travel Benefits): Blue Cross
For Information: www.ihaveaplan.ca or 1 877 795-4420
The Opt-Out period for 2015-16 will be announced shortly.
OPT OUT HERE
NOTE: This document is intended as a basic explanation of the benefits available to you through the AMS Health & Dental Plan. For more information, visit www.ihaveaplan.ca.
Your Policy Year & Fee (64 ¢ per day)
If you are automatically enrolled, the cost of the Plan is part of your student fees. You’re responsible for verifying if you are automatically covered by checking your tuition statement or by visiting www.ihaveaplan.ca.
The full-year coverage costs and breakdown for 2015-2016 will be announced shortly.
Save more money with the provider networks:
You’re covered for the insured portion of your Plan regardless of the health practitioner you choose. However, by consulting a Network member, you’ll get additional coverage and keep more money in your pocket. Visit www.ihaveaplan.ca to find a practitioner.
Vision Network & CoverageDental Network & Coverage
Health-Care Network & CoverageTravel Coverage
Are you already covered by another plan? Weigh the costs and benefits!
Your student Health & Dental Plan may provide better value:
•Being enrolled as a dependant in a parent or spouse’s employee benefit plan often requires your family member to pay additional costs to have you covered.
•Coverage under most parents’ plans ceases once you are no longer a full-time student or when you turn 26.
•Most private plans offer limited to no travel coverage.Your student Plan covers you for 120 days per trip and includes coverage for trip cancellation and trip interruption. Similar travel plans can cost over $500.
•Most plans also have limited vision coverage and don’t cover vaccinations, which may be mandatory for your academic program.
•You may wish to check your current coverage. By combining both plans, you can maximize your overall coverage—up to 100%—and eliminate out-of-pocket costs!
The AMS Health & Dental Plan is a mandatory student fee unless you are covered by another plan.
The Member Services Centre is there to assist you. Give them a call at 1 877 795-4420 if you would like more information on combining plans.
Student Care Network